Affordability & Grant Calculator
Estimate your HDB resale buying power, eligible CPF Housing Grants (EHG, Proximity Grant), upfront cash/CPF needs, and comfortable servicing limits based on official HDB guidance.
Step 1: Buyer Eligibility Profile
Tell us who is applying to calculate eligible CPF Housing Grant caps.
Required for Enhanced CPF Housing Grant (EHG) eligibility.
Your income and savings provide a healthy cushion for this property budget.
Lowest financial stress with ample reserve for emergency funds & renovations.
Optimal balance between flat size, town location, and comfortable servicing.
Maximizes purchase power but leaves minimal buffer for interest rate movements or lifestyle shifts.
Calculations provided by this tool use indicative financial planning assumptions based on HDB MSR 30% rules, housing loan guidelines, and CPF grant structures (EHG, Proximity Grant). Outputs are estimates for planning purposes only and do not constitute formal mortgage approvals or official HDB Flat Eligibility (HFE) determinations.
For exact grant eligibility, loan quantum, and official property valuation, please consult with our ZaiDean property advisors or verify through official HDB Flat Portal applications.